In an effort to lessen the mortgage burdens for businesses and individuals affected by the pandemic, borrowers who are looking to apply for payment deferments or refinance their mortgages will be exempted from TDSR, MSR and LTV limits. For those applying for equity financing with loans secured on their current private properties, they will also be exempted from TDSR limits, provided their LTV ratio does not exceed 50%. This exemption will also be extended to borrowers taking up unsecured credit facilities.
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